Well, not over a declined debit card anyway. No more angry looks at you from people in the store. You are going to have such control over your money, you’re going to love it. “Dang, that takes out all the excuses!” I would apologize for telling you this, but I know how much it is going to help in your life, so I’m not going to. There is something to fit everybody out there. There are spreadsheets you can buy or create. You can get Apps on your phone, some free and some for a price. There are written forms you can fill out every month.
The important part is sticking with it and finding one that works great for you. Let’s face it, we are all different and what works for one family may not work as well for the next. There are many ways and formats to do this. I’m going to provide you information and resources to help you get this amazing freedom in your life! What is a Monthly Budget?Ī monthly budget is basically a spelled-out plan for your money for the month. You are in the right place, keep reading. These are all great thoughts and questions. Ok, well if a monthly budget can do all of that for me, what exactly is it? Maybe you have figured this out in your life already, and you know the importance of needing one, but you don’t know where to even begin. A monthly budget equals less money stress in your life. It helps pull you out of debt, makes sure your debit card doesn’t get declined, and allows you to become your own credit card company, helping yourself out if you ever need it. You ran out of money and that credit card company was easily there handing you a shovel, calling it help, as they watched you dig your hole deeper and deeper.Ī monthly budget becomes that freedom card to help you in your life. Maybe you, like many others before you, have fallen into the trap of debt. Another might be when you can’t pay a bill that’s due, or you can’t go out with your friends because your pockets are empty. One of the worst feelings is when your debit card gets declined at a store, and the clerk and everyone behind you are staring you down.
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